NOW AVAILABLE · UAE · UK

Your EDD team,
running autonomously.

Vera conducts a full Enhanced Due Diligence investigation autonomously — documents, screening, bank analysis, risk report — in minutes, not hours.

Book a Demo →See How It Works

Minutes

per EDD case, not hours

AML risk categories checked

PII reaches the AI model

vera.idenfo.com/cases/GXT-2024-001

Vera

EDD Intelligence Agent

Client Name

Goldex Trading LLC

Onboarding Date

12/09/2023

Last EDD Performed

08/05/2026

Industry

Precious Metals & Jewellery

EDD Status

Review Required

Key KYC Concerns

Beneficial owner holds a senior role in a government-linked entity in a high-risk jurisdiction, raising potential PEP exposure.
Transaction pattern shows large credits followed by near-immediate outflows with no supporting invoice references — consistent with pass-through activity.
Declared annual turnover of AED 45M is inconsistent with account activity of AED 8M. Source of funds requires further corroboration.
All transactions conducted via cheque with zero electronic transfers, inconsistent with the stated scale of the business.

No PII reaches the AI model

Maker → Checker → Approver workflow

Immutable audit trail

CBUAE AML/CFT/CPF 2021

UK Money Laundering Regulations 2017

AES-256 encrypted storage

All data stays within AWS eu-west-2

7 AML risk categories

Regulator-defensible reports

Sign-off workflow built in

No PII reaches the AI model

Maker → Checker → Approver workflow

Immutable audit trail

CBUAE AML/CFT/CPF 2021

UK Money Laundering Regulations 2017

AES-256 encrypted storage

All data stays within AWS eu-west-2

7 AML risk categories

Regulator-defensible reports

Sign-off workflow built in

THE PROBLEM

EDD is broken.

Every regulated financial institution is legally required to conduct Enhanced Due Diligence. Today that process is expensive, slow, and structurally inadequate.

⏱

4–8 hours per case

A junior AML analyst handles ~500 cases a year. Each EDD review is manual, inconsistent, and drains compliance teams.

🧩

Fragmented tooling

KYC, transaction monitoring, CRM, and payments live in silos. No single view of risk across the client relationship.

📋

Rules-based, not intelligent

Static rules generate alert noise and miss behavioural nuance. Analysts spend more time triaging than investigating.

📅

Periodic, not continuous

Risk is reviewed once a year. A sanctions hit, a new adverse media story, or a transaction anomaly goes unnoticed for months.

📄

PDF-based governance

No portfolio visibility. No board-level financial crime intelligence. No way to spot emerging typologies across the book.

🔔

Alert backlogs

Compliance teams are overwhelmed. Backlogs grow. Regulatory pressure increases. The cost of getting it wrong keeps rising.

HOW IT WORKS

Upload docs. Get a report.

Vera runs a full EDD investigation autonomously — from raw documents to signed-off report — in minutes, not hours.

Upload documents

S3 · AES-256

Drop in company certificates, passports, bank statements, KYC checklists, trade invoices. Vera accepts any format.

PII is stripped

Presidio · VPC-Bound

Microsoft Presidio tokenises all personal data before it reaches the AI. No PII ever leaves your VPC.

Agent investigates

AWS Bedrock · Claude 4.6

Vera runs 7 specialised investigation tools in sequence — document classification, PEP/sanctions, adverse media, bank statement analysis, risk synthesis.

Risk report generated

CBUAE · MLR 2017

A full audit-ready EDD report with risk rating, SAR determination, regulatory narrative, and supporting evidence.

Sign-off workflow

7-Role RBAC

Maker → Checker → Approver. Each stage is RBAC-gated with an immutable audit trail. Regulators love it.

DETECTION ENGINE

7 AML risk categories.
Detected simultaneously.

Derived from CBUAE AML/CFT/CPF 2021, DNFBP Guidelines 2022, and UK MLR 2017. Every case is assessed across all seven categories in a single agent run.

CAT-01critical

Sanctions / PEP Exposure

Direct hits or Politically Exposed Person associations. Cross-referenced against live watchlists via Idenfo API.

CAT-02high

Hawala / Informal Value Transfer

Cheque-only patterns, zero SWIFT/EFT transfers. High signal for informal remittance channels in gold and jewellery sectors.

CAT-03high

Pass-Through Conduit Misuse

Large credits rapidly followed by outflows with no apparent commercial rationale. Classic layering behaviour.

CAT-04high

Unexplained SOF Gaps

High-value transactions with no documented source of funds. Particularly relevant for DNFBP and wealth management clients.

CAT-05medium

Round Figure Structuring

Systematic round-amount debits (50K, 100K, 150K) suggesting deliberate structuring to avoid reporting thresholds.

CAT-06medium

Trade-Based Money Laundering

Trade invoice anomalies, over/under-invoicing, missing counterparty references. Common in import/export businesses.

CAT-07medium

Economic Rationale Gaps

Missing counterparty names, no invoice references, declared vs actual activity mismatch. Indicates reporting failures.

CAPABILITIES

Everything you need today. More on the way.

Vera is live and processing cases today. Here is what you get now — and what is coming next.

Available Now

AI-Powered EDD

✓Upload documents in any format — Vera classifies them automatically
✓PEP, sanctions & watchlist screening on every case
✓Adverse media search across open sources
✓Bank statement AML analysis — structuring, pass-through, hawala signals
✓Risk score with SAR determination and full narrative
✓Audit-ready EDD report, exported as PDF
✓Maker → Checker → Approver sign-off, enforced by role
✓Immutable audit trail for every action

PRICING

A fraction of the cost
of one analyst.

Simple, transparent pricing. Start with a free trial — no commitment required.

Starter

Estate agents, accountants, solicitors

$99/month

Start Free Trial

✓10 EDD cases per month
✓UAE & UK regulatory frameworks
✓Full AI investigation (all 7 tools)
✓EDD report generation
✓PDF export
✓3 team members
✓Audit log
✓Email support

MOST POPULAR

Professional

Wealth managers, crypto firms

$299/month